Privacy Agreements

Privacy Agreements

Privacy Policy

This Privacy Policy outlines how we handle your personal information to protect your privacy.

At [Mosaic Edition] (hereafter Mosaic Edition), we understand your concerns about the privacy of your personal information. We are committed to protecting your privacy. Because of this, we have established the following guidelines concerning the collection, use and security of information we collect from you. This Privacy Statement applies to [] as well as the external client registration linked sites.

This Privacy Statement discloses our information practices, pertaining to how we collect, use and store your personal information on our Site. “Personal Information”, refers to information which, can be used to identify an individual such as a name, or email.

Privacy Legislation

Since January 1, 2004, all Canadian organizations engaged in commercial activities are required to comply with the Personal Information Protection and Electronic Documents Act (“PIPEDA”) and the Canadian Standards Association Model Code for the Protection of Personal Information incorporated by reference into PIPEDA.

In addition, an Act respecting the Protection of Personal Information in the Private Sector has been in force in Quebec since 1994 and sets out rules regarding the collection, use and disclosure of personal information within that province.

Personal Information

Personal information is defined in PIPEDA as information about an identifiable individual, but does not include the name, title or business address or telephone number of an employee of an organization. In other words, it does not include the information that one expects to find on a business card.

As a visitor to our website, you do not have to submit any personal information in order to use this site. By visiting our website, you agree that we may collect and use information for the appropriate purposes in accordance with our Privacy Policy. If you do not agree with its terms, please do not access this site.

Changes to this Privacy Policy: We reserve the right, at our discretion, to change, modify, add, or remove portions from this Privacy Policy at any time. Your continued use of the Site following the posting of any changes to this Privacy Policy will mean you accept and agree to be bound by such changes.

Information Collection and Use

We shall not sell, share, or rent this information to third parties for their promotional purpose, nor will we use your information in ways different from what is disclosed in this Statement. We collect information from our users at several different points as described below.


We collect your name and email addresses for the purpose of sending you our EMAIL Newsletter. We use a third party agent to process the delivery of our newsletter. This third party agent is not authorized to use your information for any other purposes; promotional or otherwise.

Unfortunately, no data transmitted over the Internet can be guaranteed to be 100 per cent secure. As a result, we cannot assure the security of any information transmitted to us and you do so at your own risk.

Information Sharing

We will not disclose any of your personal information, except when we believe in good faith that the law requires it, or to protect the rights, or property of [MOSAIC EDITION] and staff.

However, we reserve the right to release personal information to our service providers, law enforcement, or other government officials, or in response to a formal request in a civil action, court order or judicial proceeding, as we in our sole and absolute discretion, deems necessary or appropriate.

Moreover, in the event of a sale, merger, or acquisition of some, or all of [MOSAIC EDITION] or assets, your personal information would likely be a part of the transferred assets. In such an event, we shall notify you via email of your choices as a user, on how your information is to be used henceforth.

We may also provide Aggregated Information to third parties. Such information will not include personal information of any customer or visitor.

If you click on third party website links that are hosted in the U.S.A., your personal information will be transferred outside of Canada; and your personal information will be subject to the laws of the U.S.A. jurisdiction; and the laws of the foreign jurisdiction may be different (and less protective) than those of Canada. Information stored in or transmitted to the U.S.A. may be available to the U.S. government or its agencies under a lawful order made in that country, including under the “PATRIOT ACT”.


A cookie is a piece of data stored on the user’s hard drive by a web browser. It is used to determine if a user has visited the Site previously. Usage of a cookie is in no way linked to any personal information while on our Sites. Once the user closes their browser, the cookie simply terminates. For instance, by setting a cookie on our Sites, the user would not have to log in a password more than once, thereby saving time while on our Sites. If a user rejects the cookie, they may still use our service. The only drawback to this is that the user will be limited in some areas of our Site. Cookies can also enable us to track and target the interests of our users to enhance the experience on our Site. We use another company to place cookies on your computer to collect non-personally identifiable information to compile aggregated statistics for us about visitors to our site.

Log Files

We use IP addresses to analyze trends, administer the site, track user’s movement, and gather broad demographic information for aggregate use. IP addresses are not linked to personal information.

The statistics program on our web server collects aggregate information on what pages consumers access, or visit which we use for internal review and to improve our content.

Access to your Personal Information

You have a right to challenge the accuracy and completeness of your personal information and to have it amended, as appropriate. You also have a right to request access to your personal information and receive an accounting of how that information has been used and disclosed, subject to certain exceptions prescribed by law. For example, if the requested information would reveal personal information about another individual, your request for access may be limited or denied. If your request for access is denied, [ MOSAIC EDITION] will notify you in writing of the reason for the denial.

If any complaint or inquiry is not handled to your complete satisfaction, you may contact:

Privacy Commissioner of Canada112 Kent Street

Ottawa, Ontario

K1A 1H3

Telephone: 613.995.8210

Toll free: 1.800.282.1376.


Commission d’accès à l’information du Québec

480 St. Laurent

Suite 501

Montreal, Quebec

H2Y 3Y7

Telephone: 514.873.4196

Toll Free: 1.888.528.7741:


Changes to this Privacy Policy

We may change this Privacy Policy from time to time. Any changes will be posted on our website at [] and will be made available upon request. Please check from time to time to ensure you are aware of our current policy. This Privacy Policy is effective [February 1, 2017].